PayBills.com provides resources and tips for improving your ability to be more efficient and minimize your expenses so you have freed up unnecessary spent money that can be allocated towards more important purchase that will catapult your life ahead, with less stress.
It is highly likely that one or more bureaus have errors or missing information which is providing you a different score than the others, and so what you want to do is check to make sure your report is clear of errors and you may want to submit evidence to the lower score credit bureau […]
You need to go across all negative areas and obtain the evidences that prooves that the credit report has errors, and by obtaining all the true and valid corrections, you know that in your mind, once those corrections are submitted to each of the credit bureaus, those will be reviewed and applied as soon as […]
After reviewing your credit report, if you find errors that are negatively impacting your credit score, it is recommended that you correct those by obtaining the necessary evidence of accuracy and once submitted to the credit bureaus, usually within 5 days, the corrections will be reviewed and once those corrections are validated and applied to […]
This is when you have to either show proof that you pay off your credit card monthly by showing the statement activity or that you are by default carrying that balance over. You only need to show proof in the event you are paying it off monthly, otherwise, it is assumed by default that you […]
If there are lien amounts that are paid off, but haven’t been cleared, then the steps to obtain a release from the county they were filed as well as then submitting the release to the credit bureaus will allow for those to be cleared, thus improving your credit report and credit score.
If your credit report has errors, you would need to isolate the issue by contacting the agency in which has the error, request the release accordingly, and then send the release to the credit bureaus so that it will be removed from your Credit Report.
Based on the information in your credit report, lenders calculate your credit score so they can assess the risk you pose to them before they decide whether they will give you credit. The higher your score, the less risk you pose to creditors.
A credit report contains information on where a person works and lives, how they pay their bills, and whether they’ve been sued, arrested, or filed for bankruptcy. The Consumer Reporting Agencies gather this information and sell it to creditors, employers, insurers, and others for purposes of profiling each individual who has a Credit Report with their […]